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James M. Dahle - Continuing Financial Education 2020

Manufacturer: bifan08
This is the most action-packed, star-studded online course we've ever put together. And it's eligible for CME. This is your chance to become financially literate,
SKU: JMDCFE2
$649.00
$129.00
i h

James M. Dahle - Continuing Financial Education 2020

James M. Dahle - Continuing Financial Education 2020

 

The White Coat Investor is excited to present
Continuing Financial Education 2020
The Latest in Physician Wellness and Financial Literacy

 

This is the most action-packed, star-studded online course we've ever put together. And it's eligible for CME. This is your chance to become financially literate, reduce burnout, and be inspired to make real change in your life, all while earning continuing education credit. Medicine, Dentistry, and similar professions can result in a challenging work-life balance. This course will show you how to change your employment situation, become more resilient, and put your financial life in a position that you can do what you want, when you want, and how you want to do it.

 

This course consists of over 34 hours of audiovideo content from some of your favorite speakers, bloggers, podcasters, and authors including:

 

Rick Ferri, CFA Author of multiple books, host of the Bogleheads podcast, president of John C. Bogle Center
Paul Merriman Author of multiple books, host of Sound Investing podcast
Morgan Housel Author, speaker, former columnist and partner and blogger at Collaborative Fund
Harry Sit Author of multiple books and blogger at The Finance Buff
Phil Demuth, PhD Author of multiple books and financial advisor
James Dahle, MD Physician, speaker, author of multiple books, host of The White Coat Investor podcast and blog
Leif Dahleen, MD Retired physician, speaker, and blogger (The Physician on FIRE)
Peter Kim, MD Physician, speaker, blogger (Passive Income MD) and course developer
Jimmy Turner, MD Physician, author, speaker, and blogger (The Physician Philosopher)
Bonnie Koo, MD Speaker, course developer, and blogger (Wealthy Mom MD)
Sarah Catherine Gutierrez, CFP Speaker and financial Advisor
Steven Podnos, MD, CFP Speaker, physician and financial advisor
Randy Gertner, MD, IAR Speaker, physician and financial advisor
Disha Spath, MD Speaker and blogger (The Frugal Physician)
Victor Mangona, MD Physician, speaker, and blogger (39 Point 6)
Jordan Grumet, MD Physician, speaker, blogger (DiverseFI) and host of the What's Up Next podcast

Get immediately download James M. Dahle - Continuing Financial Education 2020


Shawni Coll, MD Physician and speaker
Fahd Ahmad, MD Physician, speaker, and blogger (Rogue Dad MD)
Kurt Schoppe, MD Physician and speaker
Dawn Baker, MD Physician, speaker, and blogger (Practice Balance)
B.C. Krygowski, MD Physician and blogger (B.C.Krygowski.com)
Brent Lacey, MD Physician, speaker, and blogger (The Scope of Practice)
Ben White, MD Physician, author, and blogger (benwhite.com)
Jason Mizell, MD Physician and curriculum developer
Daniel Kesten, Esq Estate planning attorney
Letizia Alto, MD Blogger (Semiretired MD) and course developer
Dennis Hursh Author and attorney
Tahlia Weiss, MD Physician
Christina Hedderly, MD Physician
Trisha Swan, MD Physician
Matt Wiggins, Insurance agent (Pattern Financial)
Chuck Krugh, Insurance agent (Doctor Disability)
Rick Warren, MBA Insurance agent (Insuring Income)
The Blogger behind Crispy Doc
The Blogger behind Reflections of a Millenial Doctor

 

Eligible for CME

 

This course is eligible for 10 credit hours of CME and Dental CE. That means you can use your CME/CE fund to purchase it. It also means that the self-employed can write it off as a business expense, paying for it with pre-tax dollars, lowering the after-tax price for most docs by 30-50%!

 

Mandatory CME/CE Statement

 

This activity has been designed to meet the educational needs of physicians and dentists involved in the care of patients.

 

After completing this activity, the participant should be better able to: Understand the factors influencing burnout and the options to reduce personal risk and symptoms related to burnout, Discuss factors that enable one to recover from psychologically challenging clinical cases related to “second victims” of such cases, Describe the benefits of self-knowledge for clinicians and highlight strategies to maintain joy in clinical practice and in personal life, Specify action steps that can be taken to reduce malpractice

 

This activity has been planned and implemented in accordance with the accreditation requirements and policies of the Accreditation Council for Continuing Medical Education (ACCME) through the joint providership of SynAptiv and the Advanced Continuing Education Association (ACEA). SynAptiv is accredited by the ACCME to provide continuing medical education for physicians. SynAptiv designates this enduring material for a maximum of 10 AMA PRA Category 1 Credit(s)™. Physicians should claim only the credit commensurate with the extent of their participation in the activity. Dental professionals may claim up to 10 continuing education credits for this activity. This activity has been planned and implemented in accordance with the standards of the American Dental Association CERP through the joint program provider approval of Affordable CE and ACEA. Affordable CE is approved for awarding ADA CERP credit.

 

The following faculty, planner and/or content manager reported the following financial relationship with commercial interests whose products or services may be mentioned in this CE activity: Crispy Doc: Collective Medical, Ad Hok Clinical Advisory Board
Content

 

There are over 34 hours of high-quality video and audio content including lectures, screencasts, and panels. Topics include:

 

Burnout prevention, burnout treatment, physician wellness, sexual health, debt management, financial planning, retirement, stock investing, risk control, real estate investing, passive income, work life balance, estate planning, asset protection, tax reduction, practice management, and more.

 

Here is the course list:

 

The State of Physician Wellness: A review of the literature
Sexual Health and How it Affects Patients and Physicians
Panel: Boosting Career Longevity for Women
Recovering from Cases that Make You Cry
Self-Knowledge: The Key to Managing Physical and Financial Health
Who Owns You? What Happens to the Physician-Patient Relationship When the Doctor Does Not Own the Practice
Panel: Extreme Solutions for burnout--Practice part-time or leave medicine completely
Choosing Joy Over Despair: How You Can Get Fired Up In Your Career Instead of Burning Out
Panel: Educating the Next Generation on Wellness and Financial Health
Panel: Adventures in Burnout: Recognizing and Beating the Burn
Protecting Yourself and Your Patients from Malpractice
Exploring the Tax-efficient Waterfall
The Education of an Index Investor
Panel: Insurance-Disability, Life, Property, Liability, Health
Panel: Recognizing and Interacting Appropriately with Financial Advisors
FatFIRE: Living Large and Giving Large
Building Streams of Passive Income
Physicians and Financial Planning
Tax Planning of White Coat Investors
Financial Independence in 5 Years with a Cash Balance Pension
Annihilate Your Student Debt
Panel: Investing for Retirement and College
Pitfalls in Physician Contracts
Surviving a Bear Market
Estate Planning: Taking Care of Those You Care About Most
How to Achieve Financial Freedom Using Direct Real Estate Investing
Financial Independence, Retirement Optional
Pay Only Your Fair Share: How to Legally Lower Your Taxes
Factor Investing: Implications on Portfolio Construction
Confronting an Uncertain Future
The Psychology of Investing
Student Loan: Past, Present, Future and Advanced Payoff Strategies
Bridging the Intimacy Gap
Physician Wellness in the Modern Medical Practice

 

Listen In Your Car

 

This online course is hosted on Teachable, which has an app for iPhones and iPads. So you can download it and listen to it in your car during your commute, just like a podcast (not available on Android).
No Risk to You

 

Like all WCI online courses, this one comes with a guarantee. If you purchased it less than a week ago and have watched less than 10% of it (yes we can track it), you can request a no-questions-asked, 100% money back refund simply by emailing [email protected] Buy today and it is yours to watch as many times as you want, at your convenience, indefinitely.
Buy Continuing Financial Education 2020 Today for just $649!

 


Your Instructor

 

James M. Dahle, MD, FACEP
James M. Dahle, MD, FACEP

 

James M. Dahle, MD, FACEP is a practicing emergency physician and a veteran who developed a passion for personal finance and investing early in his career after being ripped off by financial professionals of many types. After a lengthy self-education process, he realized nobody was teaching this material to physicians and similar high-income professionals and many of them were making the same mistakes he made. This passion grew into The White Coat Investor blog, established in May 2011 and now the most widely-read, physician-specific personal finance and investing website on the planet. He is also the best-selling author of The White Coat Investor: A Doctor's Guide to Personal Finance and Investing and The White Coat Investor's Financial Boot Camp: A 12-Step High-Yield Guide to Bring Your Finances Up to Speed. Subsequent efforts in this space include the establishment of a popular podcast, a YouTube channel, a live conference, a Facebook Group, online courses, a subreddit, and an online forum. The White Coat Investor community also funds a scholarship which gives away nearly $100,000 in cash and prizes each year to professional students in order to promote financial literacy and directly reduce the indebtedness of these young professionals. This online course represents the next step in getting this information into the hands of those who need it most in order to "get a fair shake on Wall Street."

Get immediately download James M. Dahle - Continuing Financial Education 2020

 

Course Curriculum

 

CME Qualifying Presentations

 


The State of Physician Wellness: A Review of Literature- James Dahle, MD (54:40)

Recovering From Cases That Make You Cry- Fahd Ahmad, MD (65:39)

Self-Knowledge: The Key to Managing Physical and Financial Health- Dawn Baker, MD (53:00)

Panel: Extreme Solutions for Burnout- Practice Part-Time or Leave Medicine Completely (47:16)

Choosing Joy Over Despair: How You Can Get Fired Up in Your Career Instead of Burning Out- Brent Lacey, MD (56:41)

Panel: Educating the Next Generation on Wellness and Financial Health (58:56)

Panel: Adventures in Burnout: Recognizing and Beating the Burn (51:10)

Protecting Your Patients and Yourself From Malpractice- James Dahle, MD (75:30)

Confronting an Uncertain Future: A Path to Wellness through Financial Independence- Trevor Royce, MD (.5 CME/CE) (64:27)

Physician Wellness in the Modern Medical Practice- Randy Gertner, MD (79:07)

Bridging the Intimacy Gap Between Doctors and Patients through Shared Storytelling- Jordan Grumet, MD (.5 CME/CE) (26:19)

Instructions on How to Receive Your CME/CE Certificate

Links to References Provided in CME Presentations

 

Non-CME Qualifying Presentations

 


Exploring the Tax Efficient Waterfall- Sarah Catherine Gutierrez, CFP (52:09)

The Education of an Index Investor- Rick Ferri, CFA (61:27)

Panel: Insurance: Disability, Life, Property, and Liability- What You Need to Know (41:06)

Panel: Boosting Career Longevity for Women Physicians (53:30)

Panel: Recognizing and Interacting Appropriately with Financial Advisors (58:45)

FatFIRE: Living Large and Giving Large- Leif Dahleen, MD (42:58)

Sexual Health and How it Affects Patient and Physician Well-Being- Shawni Coll, DO (40:36)

Who Owns You? What Happens to the Physician-Patient Relationship When the Doctor Does Not Own the Practice- Kurt Schoppe, MD (37:44)

Building Streams of Passive Income- Peter Kim, MD (58:46)

Physicians and Financial Planning- Steven Podnos, MD, MBA, CFP (54:13)

Tax Planning of White Coat Investors- Phil DeMuth, PhD (52:00)

Financial Independence in 5 Years with a Cash Balance Pension and Real Estate- Victor Mangona, MD (59:32)

Annihilate Your Student Debt- Disha Spath, MD (46:05)

Panel: Investing for Retirement and College (59:40)

Pitfalls in Physician Contracts- Dennis Hursh- JD (49:09)

Surviving a Bear Market- James Turner, MD (43:24)

Estate Planning- Taking Care of Those You Care About Most- Daniel Kesten, JD (57:55)

How to Achieve Financial Freedom Using Direct Real Estate Investing While Working as a Physician- Letizia Alto, MD (58:41)

Financial Independence, Retirement Optional- Steven Podnos MD, CFP, MBA (42:03)

Pay Only Your Fair Share: How to Legally Lower Your Taxes- Harry Sit (58:22)

Factor Investing: Implications on Portfolio Construction- Paul Merriman (72:29)

Student Loans: Past, Present, Future & Advanced Payoff Strategies- Ben White, MD (41:53)

The Psychology of Investing- Morgan Housel (44:25)

 


Frequently Asked Questions

When does the course start and finish?
The course starts now and never ends! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.
What if I am unhappy with the course?
We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 7 days having watched less than 10% and we will give you a full refund.

Read more: https://archive.is/KymzN

James M. Dahle - Continuing Financial Education 2020

James M. Dahle - Continuing Financial Education 2020

 

The White Coat Investor is excited to present
Continuing Financial Education 2020
The Latest in Physician Wellness and Financial Literacy

 

This is the most action-packed, star-studded online course we've ever put together. And it's eligible for CME. This is your chance to become financially literate, reduce burnout, and be inspired to make real change in your life, all while earning continuing education credit. Medicine, Dentistry, and similar professions can result in a challenging work-life balance. This course will show you how to change your employment situation, become more resilient, and put your financial life in a position that you can do what you want, when you want, and how you want to do it.

 

This course consists of over 34 hours of audiovideo content from some of your favorite speakers, bloggers, podcasters, and authors including:

 

Rick Ferri, CFA Author of multiple books, host of the Bogleheads podcast, president of John C. Bogle Center
Paul Merriman Author of multiple books, host of Sound Investing podcast
Morgan Housel Author, speaker, former columnist and partner and blogger at Collaborative Fund
Harry Sit Author of multiple books and blogger at The Finance Buff
Phil Demuth, PhD Author of multiple books and financial advisor
James Dahle, MD Physician, speaker, author of multiple books, host of The White Coat Investor podcast and blog
Leif Dahleen, MD Retired physician, speaker, and blogger (The Physician on FIRE)
Peter Kim, MD Physician, speaker, blogger (Passive Income MD) and course developer
Jimmy Turner, MD Physician, author, speaker, and blogger (The Physician Philosopher)
Bonnie Koo, MD Speaker, course developer, and blogger (Wealthy Mom MD)
Sarah Catherine Gutierrez, CFP Speaker and financial Advisor
Steven Podnos, MD, CFP Speaker, physician and financial advisor
Randy Gertner, MD, IAR Speaker, physician and financial advisor
Disha Spath, MD Speaker and blogger (The Frugal Physician)
Victor Mangona, MD Physician, speaker, and blogger (39 Point 6)
Jordan Grumet, MD Physician, speaker, blogger (DiverseFI) and host of the What's Up Next podcast

Get immediately download James M. Dahle - Continuing Financial Education 2020


Shawni Coll, MD Physician and speaker
Fahd Ahmad, MD Physician, speaker, and blogger (Rogue Dad MD)
Kurt Schoppe, MD Physician and speaker
Dawn Baker, MD Physician, speaker, and blogger (Practice Balance)
B.C. Krygowski, MD Physician and blogger (B.C.Krygowski.com)
Brent Lacey, MD Physician, speaker, and blogger (The Scope of Practice)
Ben White, MD Physician, author, and blogger (benwhite.com)
Jason Mizell, MD Physician and curriculum developer
Daniel Kesten, Esq Estate planning attorney
Letizia Alto, MD Blogger (Semiretired MD) and course developer
Dennis Hursh Author and attorney
Tahlia Weiss, MD Physician
Christina Hedderly, MD Physician
Trisha Swan, MD Physician
Matt Wiggins, Insurance agent (Pattern Financial)
Chuck Krugh, Insurance agent (Doctor Disability)
Rick Warren, MBA Insurance agent (Insuring Income)
The Blogger behind Crispy Doc
The Blogger behind Reflections of a Millenial Doctor

 

Eligible for CME

 

This course is eligible for 10 credit hours of CME and Dental CE. That means you can use your CME/CE fund to purchase it. It also means that the self-employed can write it off as a business expense, paying for it with pre-tax dollars, lowering the after-tax price for most docs by 30-50%!

 

Mandatory CME/CE Statement

 

This activity has been designed to meet the educational needs of physicians and dentists involved in the care of patients.

 

After completing this activity, the participant should be better able to: Understand the factors influencing burnout and the options to reduce personal risk and symptoms related to burnout, Discuss factors that enable one to recover from psychologically challenging clinical cases related to “second victims” of such cases, Describe the benefits of self-knowledge for clinicians and highlight strategies to maintain joy in clinical practice and in personal life, Specify action steps that can be taken to reduce malpractice

 

This activity has been planned and implemented in accordance with the accreditation requirements and policies of the Accreditation Council for Continuing Medical Education (ACCME) through the joint providership of SynAptiv and the Advanced Continuing Education Association (ACEA). SynAptiv is accredited by the ACCME to provide continuing medical education for physicians. SynAptiv designates this enduring material for a maximum of 10 AMA PRA Category 1 Credit(s)™. Physicians should claim only the credit commensurate with the extent of their participation in the activity. Dental professionals may claim up to 10 continuing education credits for this activity. This activity has been planned and implemented in accordance with the standards of the American Dental Association CERP through the joint program provider approval of Affordable CE and ACEA. Affordable CE is approved for awarding ADA CERP credit.

 

The following faculty, planner and/or content manager reported the following financial relationship with commercial interests whose products or services may be mentioned in this CE activity: Crispy Doc: Collective Medical, Ad Hok Clinical Advisory Board
Content

 

There are over 34 hours of high-quality video and audio content including lectures, screencasts, and panels. Topics include:

 

Burnout prevention, burnout treatment, physician wellness, sexual health, debt management, financial planning, retirement, stock investing, risk control, real estate investing, passive income, work life balance, estate planning, asset protection, tax reduction, practice management, and more.

 

Here is the course list:

 

The State of Physician Wellness: A review of the literature
Sexual Health and How it Affects Patients and Physicians
Panel: Boosting Career Longevity for Women
Recovering from Cases that Make You Cry
Self-Knowledge: The Key to Managing Physical and Financial Health
Who Owns You? What Happens to the Physician-Patient Relationship When the Doctor Does Not Own the Practice
Panel: Extreme Solutions for burnout--Practice part-time or leave medicine completely
Choosing Joy Over Despair: How You Can Get Fired Up In Your Career Instead of Burning Out
Panel: Educating the Next Generation on Wellness and Financial Health
Panel: Adventures in Burnout: Recognizing and Beating the Burn
Protecting Yourself and Your Patients from Malpractice
Exploring the Tax-efficient Waterfall
The Education of an Index Investor
Panel: Insurance-Disability, Life, Property, Liability, Health
Panel: Recognizing and Interacting Appropriately with Financial Advisors
FatFIRE: Living Large and Giving Large
Building Streams of Passive Income
Physicians and Financial Planning
Tax Planning of White Coat Investors
Financial Independence in 5 Years with a Cash Balance Pension
Annihilate Your Student Debt
Panel: Investing for Retirement and College
Pitfalls in Physician Contracts
Surviving a Bear Market
Estate Planning: Taking Care of Those You Care About Most
How to Achieve Financial Freedom Using Direct Real Estate Investing
Financial Independence, Retirement Optional
Pay Only Your Fair Share: How to Legally Lower Your Taxes
Factor Investing: Implications on Portfolio Construction
Confronting an Uncertain Future
The Psychology of Investing
Student Loan: Past, Present, Future and Advanced Payoff Strategies
Bridging the Intimacy Gap
Physician Wellness in the Modern Medical Practice

 

Listen In Your Car

 

This online course is hosted on Teachable, which has an app for iPhones and iPads. So you can download it and listen to it in your car during your commute, just like a podcast (not available on Android).
No Risk to You

 

Like all WCI online courses, this one comes with a guarantee. If you purchased it less than a week ago and have watched less than 10% of it (yes we can track it), you can request a no-questions-asked, 100% money back refund simply by emailing [email protected] Buy today and it is yours to watch as many times as you want, at your convenience, indefinitely.
Buy Continuing Financial Education 2020 Today for just $649!

 


Your Instructor

 

James M. Dahle, MD, FACEP
James M. Dahle, MD, FACEP

 

James M. Dahle, MD, FACEP is a practicing emergency physician and a veteran who developed a passion for personal finance and investing early in his career after being ripped off by financial professionals of many types. After a lengthy self-education process, he realized nobody was teaching this material to physicians and similar high-income professionals and many of them were making the same mistakes he made. This passion grew into The White Coat Investor blog, established in May 2011 and now the most widely-read, physician-specific personal finance and investing website on the planet. He is also the best-selling author of The White Coat Investor: A Doctor's Guide to Personal Finance and Investing and The White Coat Investor's Financial Boot Camp: A 12-Step High-Yield Guide to Bring Your Finances Up to Speed. Subsequent efforts in this space include the establishment of a popular podcast, a YouTube channel, a live conference, a Facebook Group, online courses, a subreddit, and an online forum. The White Coat Investor community also funds a scholarship which gives away nearly $100,000 in cash and prizes each year to professional students in order to promote financial literacy and directly reduce the indebtedness of these young professionals. This online course represents the next step in getting this information into the hands of those who need it most in order to "get a fair shake on Wall Street."

Get immediately download James M. Dahle - Continuing Financial Education 2020

 

Course Curriculum

 

CME Qualifying Presentations

 


The State of Physician Wellness: A Review of Literature- James Dahle, MD (54:40)

Recovering From Cases That Make You Cry- Fahd Ahmad, MD (65:39)

Self-Knowledge: The Key to Managing Physical and Financial Health- Dawn Baker, MD (53:00)

Panel: Extreme Solutions for Burnout- Practice Part-Time or Leave Medicine Completely (47:16)

Choosing Joy Over Despair: How You Can Get Fired Up in Your Career Instead of Burning Out- Brent Lacey, MD (56:41)

Panel: Educating the Next Generation on Wellness and Financial Health (58:56)

Panel: Adventures in Burnout: Recognizing and Beating the Burn (51:10)

Protecting Your Patients and Yourself From Malpractice- James Dahle, MD (75:30)

Confronting an Uncertain Future: A Path to Wellness through Financial Independence- Trevor Royce, MD (.5 CME/CE) (64:27)

Physician Wellness in the Modern Medical Practice- Randy Gertner, MD (79:07)

Bridging the Intimacy Gap Between Doctors and Patients through Shared Storytelling- Jordan Grumet, MD (.5 CME/CE) (26:19)

Instructions on How to Receive Your CME/CE Certificate

Links to References Provided in CME Presentations

 

Non-CME Qualifying Presentations

 


Exploring the Tax Efficient Waterfall- Sarah Catherine Gutierrez, CFP (52:09)

The Education of an Index Investor- Rick Ferri, CFA (61:27)

Panel: Insurance: Disability, Life, Property, and Liability- What You Need to Know (41:06)

Panel: Boosting Career Longevity for Women Physicians (53:30)

Panel: Recognizing and Interacting Appropriately with Financial Advisors (58:45)

FatFIRE: Living Large and Giving Large- Leif Dahleen, MD (42:58)

Sexual Health and How it Affects Patient and Physician Well-Being- Shawni Coll, DO (40:36)

Who Owns You? What Happens to the Physician-Patient Relationship When the Doctor Does Not Own the Practice- Kurt Schoppe, MD (37:44)

Building Streams of Passive Income- Peter Kim, MD (58:46)

Physicians and Financial Planning- Steven Podnos, MD, MBA, CFP (54:13)

Tax Planning of White Coat Investors- Phil DeMuth, PhD (52:00)

Financial Independence in 5 Years with a Cash Balance Pension and Real Estate- Victor Mangona, MD (59:32)

Annihilate Your Student Debt- Disha Spath, MD (46:05)

Panel: Investing for Retirement and College (59:40)

Pitfalls in Physician Contracts- Dennis Hursh- JD (49:09)

Surviving a Bear Market- James Turner, MD (43:24)

Estate Planning- Taking Care of Those You Care About Most- Daniel Kesten, JD (57:55)

How to Achieve Financial Freedom Using Direct Real Estate Investing While Working as a Physician- Letizia Alto, MD (58:41)

Financial Independence, Retirement Optional- Steven Podnos MD, CFP, MBA (42:03)

Pay Only Your Fair Share: How to Legally Lower Your Taxes- Harry Sit (58:22)

Factor Investing: Implications on Portfolio Construction- Paul Merriman (72:29)

Student Loans: Past, Present, Future & Advanced Payoff Strategies- Ben White, MD (41:53)

The Psychology of Investing- Morgan Housel (44:25)

 


Frequently Asked Questions

When does the course start and finish?
The course starts now and never ends! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.
What if I am unhappy with the course?
We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 7 days having watched less than 10% and we will give you a full refund.

Read more: https://archive.is/KymzN